Purchase

Conventional Loans are the best option for borrowers with good credit and a down payment of 5% or more.

FHA Loans are insured by the Federal Housing Administration and require mortgage insurance. You could be eligible for an FHA Loan if you have a lower credit score and a down payment as low as 3.5% 

 A VA Loan is a home-mortgage option available to American Veterans and their families. No PMI or down payment is required in order to obtain a VA loan. 

Borrowers who do not qualify for a conventional mortgage or government-insured loan because they are self employed or real estate investors may be able to qualify with a Non-Prime loan. 

A Hard Money Loan offers fast and flexible loan solutions to borrowers who don’t fit the standard guidelines for Conventional or Government loans. Funds from this loan come from a private investor opposed to an institutional lender and require a deed of trust secured against the borrower’s home.

A rate & term refinance could help to lower the overall rate and payment or can be used for a more desirable loan product such as a fixed rate or an adjustable rate depending on your financial goals.

A cash out refinance can be used to pay off consumers debts and/or credit cards or to simply pull cash out your homes equity for home renovations, for future investments or for anything you choose. 

Home Equity Loans and Home Equity Lines of Credit let you access the equity in your home with lower costs and less paperwork than a mortgage.